Superannuation Rises to 12% on 1 July 2025

From 1 July 2025, the Superannuation Guarantee (SG) rate increases from 11.5% to 12%.

If you have employees, now’s the time to:

• Update your payroll software
• Check employment contracts (is super included or on top?)
• Budget for the increased contributions
• Communicate the change to your staff

This is the final legislated Superannuation Guarantee rise — and it’s crucial to stay compliant to avoid penalties.

PAY DAY SUPER 2026:

Payday super refers to a proposed change in Australia where employers would be required to pay employees' superannuation contributions at the same time as their salary and wages, instead of the current quarterly schedule. This means super would be paid more frequently, likely on a monthly, fortnightly, or even weekly basis, depending on the employer's payroll cycle. The government has announced the implementation date for this change as July 1, 2026