Payday Super

Payday Super will officially commence on 1 July 2026, and this change will require employers to pay superannuation at the same time wages are paid, rather than quarterly. This is a significant shift in employer obligations, and early preparation will be essential.

With the introduction of payday super, the ATO Small Business Clearing House will be closing. This means employers will need to transition to an alternative super payment solution ahead of the deadline to avoid last minute issues.

Many payroll software providers already offer built in super clearing services.  If yours does not, you may need to set up a dedicated clearing house.  We recommend contacting your payroll service provider to confirm:

•          Whether your current software supports payday super

•          If updates or add ons are required

•          How to access their clearing house or super fund portal

If you need to choose a new clearing house or software provider, you can refer to the SuperStream Product Register on the ATO website:

https://softwaredevelopers.ato.gov.au/SuperStream-certifiedproductregister

This register lists certified products that meet ATO requirements

Before the SBCH closes, ensure you have downloaded all employee details, historical payment records and any outstanding or pending contributions.  These records may be needed for reconciliation, audits, or future reference.

Begin testing your new super payment process and software as soon as possible.  Early preparation gives you time to identify any errors, adjust cash flow processes, train staff and resolve any software issues.

If you would like assistance setting up your new super payment process, reviewing your payroll software, or ensuring everything is configured correctly, please book an appointment with us.  We’re here to make this transition smooth, compliant, and stress free.